My monthly health insurance payment is $389 dollars.*
Yes, three hundred and eighty-nine smackaroos.
Apparently because of an ongoing medical condition and family health history, I am considered Level 3. I am really curious now as to how many levels there are. Or could Level 4 equal un-insurable?
I called about possibly raising my deductible in order to pay a cheaper premium. The very next level from my current $500 deductible is deductible of $1,500. And get this, the monthly payment would be around $336. The deductible has multiplied three times and the premium cost only went down $53 dollars!! This is already the cheaper flexible "pick and choose" plan.
The very cheapest plan they have, well, the customer representative made it sound ominous. I sure wasn't going to make the change right there so she's sending information out to me. I don't know what it will cover yet, but the premium for this one was quoted at $230 dollars a month and that's not bad. If that really applies to "sickly" li'l ole Level 3 me, just imagine what it might cost for the "healthy" people. I'll keep you informed.
*This is the cost for individual coverage. For more scary health insurance stories, read these at blurbomat.